Attorney appearance form. Blue form that must accompany any immigration application in order for an
attorney to be officially entered as attorney of record and to receive copies of correspondence.
Detailed biographic information form that is required with an adjustment of status application and other
petitions. One of the copies is sent to the embassy in the native country and another is sent to the CIA to
perform records checks. Required for all adjustment applicants fourteen years of age and over.
An egg or sperm cell.
gamete intrafallopian transfer (GIFT)
A technique in which eggs are placed into the intended mother’s fallopian tubes with large numbers of
See bridge loan.
A temporary loan to supply needed money before a sale or longer term financing can be completed. It is
arranged quickly, easy to get, and expensive.
To order a third party to turn over to a creditor any property that is being held for a debtor.
A legal action to withhold wages or other assets for payment of a debt.
gay straight alliance (GSA)
School support group of children of GLBT families or gay teens.
gender identity disorder (GID)
A classification by the American Psychiatric Association of transgender individuals.
A general agent is a much different concept than that of a retail agent. In the property/casualty context, some
insurers contract with general agents to perform underwriting and claims functions rather than to hire their
own employees to perform the underwriting and claims functions. In other circumstances, insurers contract
with general agents to perform underwriting functions only, commonly for limited classes of business, such
as restaurant policy programs. In the life insurance context, insurers sometimes contract with general agents
to be their exclusive marketing channel for the insurer’s products. In order to sell that company’s products,
an agent must be a subagent of the general agent.
Party that performs or supervises the construction or development of a property. The general contractor may
use his or her own employees for this work or the services of other contractors (subcontractors).
general duty clause
The Occupational Safety and Health Act requirement that every employer furnish its employees with
employment and a place of employment free from recognized hazards that cause or are likely to cause death
or serious physical harm.
An employer who transfers an employee to another employer (called the special employer) for a limited
period of time. While the transfer is in effect, the special employer has temporary responsibility and control
over the employee’s work.
Upkeep that can be anticipated and performed on a regular basis or that is minor in nature.
A partner who shares ownership and has full liability for the debts of the business.
A business that is owned by two or more persons.
general power of attorney
A power of attorney that gives the agent very broad powers, generally to conduct all kinds of business on
behalf of the principal.
A legal writing setting forth the terms of the settlement. It prevents the plaintiff from seeking further legal
general warranty deed
See warranty deed.
Trust designed to skip one generation of estate taxes because the trust leaves the principal to the grantor’s
grandchildren, not the grantor’s children.
genetic (DNA) testing
The analysis of blood or saliva to obtain genetic information that can identify the parents of a child.
A particular type of music; rock or country, for example.
geriatric care manager
A professional service provider who assists in long-term care planning by seeking suitable facilities for the
The intended mother’s egg is implanted into the surrogate with the intended father’s sperm to conceive a
child. The surrogate has no biological relationship with the child.
Old term for a VA guaranteed mortgage loan.
Voluntary lifetime or at-death transfer of property, made without compensation.
A letter from one who is giving money to a buyer for part of the down payment. The letter must state that
the money need not be repaid.
Tax on lifetime transfers of property given without consideration or for less consideration than the property
The Government National Mortgage Association. A government agency that guarantees payment to those
who buy certain types of mortgage backed securities.
The invisible barrier to advancement sometimes faced by women and minorities.
The actions taken to achieve a business purpose.
Payments promised to key personnel in the event of a change in ownership or control of a company.
In accounting, the monetary value placed on the good reputation of a business. It is considered an asset of
the business. Typically, an organization that has been in business for a number of years and enjoys a good
reputation among its customers has more good will value than a new company.
Set of legal papers, filed by a developer with the appropriate local government office, that submit land to use
for, create and govern a Community Association.
Mortgages insured or guaranteed by the government.
Government National Mortgage Association (GNMA)
See Ginnie Mae.
(1) The time between when the billing cycle closes and the date you have to pay the balance by to avoid any
finance charges. (2) Time allowed to get something done.
Student loan payments that begin low and increase over time, often beginning with interest-only payments.
graduated payment mortgage
A mortgage loan that begins with a low monthly payment that gradually increases to an amount necessary to
amortize the loan over the term. Its purpose is to help buyers who expect future income to increase.
Amendment to a governing document that changes rights or restrictions while preserving an owner’s rights
who relied on the documents at the time of purchase.
A person who received property from another.
A person who transfers property to another.
Living trust in which the grantor maintains enough control over the assets so that the trust income received
is taxed to the grantor, not to the trust or to the trust’s beneficiaries.
green card holder
See lawful permanent resident.
green card number
See A number.
green card stamp
Refers to the temporary stamp placed by a USCIS officer into a person’s passport signifying his or her
adjustment of status.
Property owned by a decedent at death. Value before debts are paid.
Sales less cost of goods sold.
gross monthly income
Income received each month from every source before taxes deductions for employer incentive savings
Water that is present in the subsoil.
growing equity mortgage (GEM)
Graduated payment mortgage in which increases in a borrower’s mortgage payments are used to accelerate
reduction of principal on the mortgage.
guaranteed insurability rider
Addition to a life insurance policy that allows you to purchase more insurance without going through
medical history or exams.
guaranteed issue life insurance
Life insurance that is offered regardless of a person’s risk of death.
Loan that a government agency assures the lender will be paid back even if the borrower defaults.
Person who is also liable for another’s debt or performance.
Agreeing to be liable for the debt of another.
A person appointed by the court to handle property and personal matters for another individual.
guardian ad litem
The person, usually an attorney, appointed by the court to watch out for the best interests of the child during
the court case.
guardian of the person
A person who is authorized by a court, pursuant to a guardianship proceeding, to make decisions regarding
the care of another person.
guardian of the property
A person who is authorized by a court, pursuant to a guardianship proceeding, to handle the financial affairs
of another person.
(1) A legal proceeding to determine whether a person is legally incompetent and should have a guardian
appointed to care for the person or the person’s financial matters. (2) The legal relationship between a
guardian and a ward.