Self Directed IRA Articles -NuWireInvestor

TJ Valenzuela

SVP – Business Development , Millennium Trust Company

Published Content:

“How to” Published:  09/21/2009

How to Determine if Investing in Real Estate with a Self-Directed IRA is Right for You
All our lives we, as investors, have been told to put money away for those rainy days. Today, investors are on the seemingly never ending search for solid investment ideas which produce sound returns with balanced risk. Consequently, advisors are looking for council on a lesser-known and often misunderstood category, alternative assets.

“How to” Published:  05/22/2009

How to Recognize Penalty Exceptions for “Early” Withdrawal Distributions from Your IRA
Distributions taken from a Traditional IRA before the IRA holder reaches age 59½ are called early distributions.

“How to” Published:  04/20/2009

Self-Directed IRA: How to recognize Disqualified Persons and Prohibited Transactions
Prohibited Transactions and Disqualified Persons are important topics to consider when working with a Self Directed IRA (SDIRA). Failing to understand Prohibited Transactions, or to find an advisor or firm that does, may lead to the disqualification of your SDIRA, resulting in possible taxes and penalties. This article will outline the importance of disqualified person(s), prohibited transaction(s), and common mistakes SDIRA owners should avoid with their SDIRA. The prohibited transactions rules are intended to ensure that the assets of a plan are invested in a manner that benefits the SDIRA itself and not the SDIRA owner. This is intended to prevent a person, such as the IRA holder, from using the assets of their SDIRA for personal benefit. It is incredibly important that the IRA holder not engage in any ‘transaction’ with his or her IRA. Consequently, transactions involving the SDIRA must be “arms-length” and free from any direct exploitation by the SDIRA owner.

“How to” Published:  03/13/2009

How to Invest in Real Estate with a Self-Directed IRA
Many investors have become disenchanted with recent stock market volatility, stories of corporate scandal and corruption. In addition to impacting retirement account values, these events have also strained investor confidence. It is no wonder then that more and more investors are pushing their advisers to offer Self-Directed IRAs (SDIRAs) that allow them to invest in alternative assets which they believe will provide greater diversification and control over their retirement nest eggs.

“How to” Published:  12/18/2008

How To Develop A Pooled Alternative Investment Strategy
The concept of pooling money to increase investment opportunities and reduce risk is not new. Alternative investments can also provide greater diversification and often produce returns with a low correlation between conventional shares and fixed interest assets.

“How to” Published:  11/10/2008

How To Invest In Secured Notes: The Advantages And Limitations
Investing in secured notes has its advantages, but some investors are justifiably wary of the confusion it can cause. This article clarifies some of the limitations and risks and what investors can do to overcome them.

“How to” Published:  04/28/2008

How to Identify the Right Advisor or Custodian for Your Self-Directed IRA Investments
Finding a qualified self directed IRA custodian or advisor can be daunting, but here are some ways to find the right one for your investment interests.

Article Published:  03/11/2008

Investing in Community Banks with a Self-Directed IRA
Individual retirement accounts (IRAs) comprise the fastest growing segment of the retirement plan market. In addition to investing in assets such as real estate, consumers with self-directed IRAs are also able to invest in private stock, such as newly formed community banks, also known as de novo banks.

“How to” Published:  03/05/2008

How to Invest in Community Bank Stock with a Self-Directed IRA
Learn how to invest your IRA funds in community bank stock.

Article Published:  02/01/2008

Self-Directed IRA: A Savvy Investor’s Little-Known Secret
Investors are increasingly turning to assets beyond traditional stocks and bonds. Fueled by stock market volatility and their growing sophistication, many are looking to invest in real estate, private stocks, hedge funds and other investments with an individual retirement account (IRA). Such investments made through a self-directed IRA can provide greater flexibility and control over the investments held in an individual’s retirement account.